你数学好吗? Do you enjoy solving complex problems? 用统计数据来预测未来趋势听起来像一个吸引人的工作描述吗? 如果是这样的话, 为了成为一名精算师，获得精算数学学位可能正合你的胃口.
Actuaries work for banks, 保险公司, state and federal organizations, 券商, 咨询公司, 政治实体, 和非政府组织. Job duties include compiling statistical data for analysis, estimating the probability and cost of various events, 并测试政策和商业计划，以实现利润最大化，同时降低风险. 精算师还负责向客户解释他们的发现和建议, 监事, 或股东. 大多数人在办公室工作，但那些做顾问的人有很多旅行的机会. Telecommuting is also an option.
如果你不熟悉这个学位选择，或者不确定它对你的未来有什么帮助, 考虑以下五个理由，为什么你应该认真考虑获得精算数学学位.
的 Bureau of Labor Statistics 请注意，精算师的年平均工资为111,030美元，即每小时50美元以上. 年薪中位数根据雇主和地理位置的不同而急剧上升. 纽约州、新罕布什尔州、康涅狄格州、北卡罗来纳州和华盛顿特区.C. 精算师的平均年薪从13.6万美元到15.4万美元不等，他们最赚钱的职业是什么. Actuaries who work for business, 劳动, 政治, and professional organizations earn a mean annual salary of $173,070，而从事信贷中介及相关业务的人士的平均年薪为154元,250. 另外, many actuaries also receive benefits such as health care, 牙科保健, 带薪假期, 带薪休假, 等.
Actuaries are in high demand. 的 Bureau of Labor Statistics reports that job growth in this field is a whopping 24%, much faster than the average for all professions. 工作保障是肯定的事情，因为公司不可能轻易取代你.
Working with data and statistics can be fascinating. You'll be tasked with discovering current trends and predicting future ones. You'll be able to analyze how people think, 是什么让他们做出反应, and what the most likely outcome is for a range of scenarios.
精算师通常在办公室单独工作，或者作为包括会计师在内的团队的一部分, 企业高管, 和/或经理. 然而, you can also work directly with clients in a consulting capacity, a job that would enable you to travel around the state, 国家, 甚至是整个世界. If a particular job no longer suits your fancy, you can easily pack up and find work in another location or industry.
的 internet has made it possible to access data like never before, including personal information that can be used for marketing, product design and creation, 以及其他目的. 更重要的是, 现代技术使商业世界能够根据各种标准对数据进行排序和分类. 然而, companies still need people who can fully understand data, 这意味着什么?, 以及如何采取行动. That's where you, as an actuary, come into the picture.
要理解巧合和持续趋势之间的区别，需要很强的数学知识. 你还将掌握区分转瞬即逝的趋势和持久趋势的技能. 您将能够持续监控数据，以查看当前趋势何时结束，新趋势何时取而代之. 的se skills will make you an invaluable member of any team. 经理, 企业高管, 股东, 客户会重视你所提供的，因为他们明白你工作的重要性. Your suggestions will be taken seriously, 你的研究将会吸引那些愿意为你的服务支付高价的人的注意. In short, you will be a valued team member no matter where you work.
获得精算数学学位的另一个好处是，成为精算师不是你唯一的工作选择. If you find that actuarial work isn't your cup of tea, you can use your degree to find work as an accountant, 经济学家, budget or 金融 analyst, 数学家, 统计学家, or personal 金融 advisor. 你也可以用你的学位成为一名高中教师, 大学, 或大学.
Alternatively, you can opt to specialize in a particular actuarial field. Enterprise risk actuaries analyze economic, 金融, 甚至地缘政治风险，以帮助公司或政府制定计划，以减轻潜在风险. 养老金和退休福利精算师分析养老金计划，以确保他们是健全的和有利可图的长期. 健康保险和人寿保险精算师为保险公司分析保险单, 识别可能导致寿命缩短和患病风险增加的风险.
如果你想成为一名精算师或在相关领域工作，那么精算数学学位是必须的. 作为你学习的一部分, 你将学习分析, 项目管理, 会计, 经济学, and other invaluable skills. 同时，一个真正好的学位课程不会仅仅满足于教你这些技能. In order to succeed as an actuary, 你需要重要的软技能和素质，比如牢固的道德基础, written and oral communication skills, 自律, 独立, 自我激励, 以及团队合作能力. 这些个人技能, coupled with professional training, 会帮助你成为一名成功的精算师，无论你住在哪里或在哪个行业工作.
新濠天地app新濠天地app是一所经过认证的基督教新濠天地app，并被美国教育协会评为美国最好的新濠天地app和大学之一.S. 新闻与世界报道. 新濠天地app提供 actuarial mathematics degree program that is second to none; what's more, 新濠天地app提供技能培训，你不仅需要谋生，还需要为你自己和你的家人创造最好的生活. 了解新濠天地app新濠天地app如何帮助您实现职业目标的更多信息, contact us at 855-979-5563 or web@gysbmc.com.
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2021年11月17日
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